010: Confused About Your Credit Score?
You’ve worked hard to build up your credit score. You pay all your debts on time, have focused on getting out of debt –maybe even closed a few of those accounts because you don’t need them or want them anymore. Then one day you apply for a mortgage and there are issues. What???
Everyone understands the need to pay down debt and pay bills on time but there are other factors that affect your credit score. Today we speak with Julie Kucmic from Equifax who will help shed light on the mysteries of a credit score.
Julie is the recognized authority in consumer credit. Having served as an expert witness on credit scores in provincial court, she often speaks to industry groups, government, clients and consumers to shed light on the credit lifecycle.
In her role as Director of Consumer Advocacy for Equifax Canada, Julie brings fresh insight to the entire business, while recognizing the important role credit plays in both society and the economy. She is currently focused on implementing a consumer-centric strategy to help Canadians realize their financial dreams and secure their financial futures.
About your host
Gina studied Journalism at the Southern Alberta Institute of Technology (SAIT) in Calgary, and began her career as a sports reporter at the Calgary Sun covering college and university sports. With a longing for new adventure, she eventually moved back home to Hamilton, Ontario to continue her career. Driven by a thirst for knowledge, Gina has studied Psychology and English at McMaster University, as well as Applied Music at Mohawk College.Throughout her career, she has never strayed too far from her journalism roots and has worked as an Editor for various publications including The Hamilton Spectator and Canadian Mortgage Professional Magazine.
Canadian owned and operated since 1990, TMG The Mortgage Group has helped a quarter million Canadians get the right mortgage solution to suit their financial needs, earning a respected reputation with lenders and clients as leading-edge mortgage experts that deliver on the company’s Vision+Values.
From coast to coast, our 700+ qualified and Accredited Mortgage Professionals and Mortgage Professionals in major, metropolitan cities and regional areas are meticulously trained on lender mortgage products and services to provide professional, knowledgeable expertise.